Benefits & Services

Physician liability premium rebate

Physicians who pay liability premiums in excess of $1,750 per year are eligible for a rebate.

The physician liability premium (PLP) rebate reimburses physicians for part of the cost of their liability coverage, which in most cases is provided by the Canadian Medical Protective Association (CMPA). The PLP rebate is an annual taxable benefit; the amount of the rebate is based on information received from the physician’s insurance provider. 


2016 PLP rebate eligibility requirements

To be eligible for the PLP rebate, a physician must:
  • Be in good standing with Doctors Nova Scotia
  • Pay liability premiums in excess of $1,750 per year
  • Ask the CMPA to provide premium details to Doctors Nova Scotia

2016 CMPA refund formula

As negotiated in the 2015 Master Agreement contract, the formula used to calculate physician liability payment rebates has changed. October 2016 payments were based on a blend of the old and new rates. Beginning December 2016, rebate payments will be based on a new rate.

Old rate (April and July, 2016):
  • To qualify: Physician must pay a premium of $1,500 or more
  • Reimbursement: Government will reimburse 90% of 2014 rate and 80% of the difference in the 2016 rate increase
Blended rate (October 2016):
  • Payment for July, August and Sept. 1–8 calculated using old rate ($1,500 physician-paid premium; 90% of 2014 rate and 80% of the difference in the 2016 rate increase paid by government)
  • Payment for Sept. 9–30 calculated using new rate ($1,750 physician-paid premium; 90% of remaining cost paid by government)
New rate (December 2016):
  • To qualify: Physician must pay a premium of $1,750 or more
  • Reimbursement: Government will reimburse physicians 90% of the total premium paid less the $1,750 base rate
Effective Jan. 1, 2017, the Nova Scotia Department of Health and Wellness will assume responsibility for administering the PLP rebate program. Members will be updated as more information becomes available about the transition.

2016 quarterly payment schedule

Doctors Nova Scotia members who are eligible for the PLP rebate will receive quarterly payments. The 2016 schedule for eligible members to receive their PLP reimbursement payments by direct deposit is:

April 2016
July 2016
October 2016
December 2016

To sign up for direct deposit, provide Doctors Nova Scotia with a void cheque by Nov. 30, 2016. Those who have not made arrangements for direct deposit will receive a cheque in late December.

 

Codes eligible for rebate in 2016
The following CMPA type of work (TOW) codes are eligible for the rebate:  
21   27            
31   32   35   36   37   38   39
42   44   45   46   47
50   52   53   54   55   56   59  
60   61   62   63   64   65   66  
70   73   77   78  79
82   83   84   85   86   87   88   89 
90   91   92   93   94 

2017 PLP rebate administration

Effective Jan. 1, 2017, the Nova Scotia Department of Health and Wellness will assume responsibility for administering the physician liability premium (PLP) rebates. This change was negotiated as part of the 2015 Master Agreement.

Rebates to eligible physicians will be facilitated by MSI, with payments happening twice a year through the end of 2019:
July 2017
January 2018
July 2018
January 2019
July 2019


MSI will ask physicians to complete a Business Arrangement form and to submit supporting banking information so that they may receive their reimbursement payments. Look for an information package in early 2017.

Physicians with questions about the PLP rebate process after Jan. 1, 2017 should email:
Patrick Riley
Department of Health & Wellness

Contact

Colleen Sears
Manager, Payroll & benefits
902-481-4929
Toll-Free: 1-800-563-3427 ext. 4929