Benefits & Services

Insurance

Doctors Nova Scotia offers life and disability insurance through OMA Insurance as well as home and auto insurance through TD Insurance Meloche Monnex.

Life and disability insuranceOMA-Insurance

Practising physician coverage

Practising physicians are eligible to apply for:

  • Up to $25,000 monthly disability income benefit (with own occupation, cost of living and other features)
  • Up to $30,000 monthly professional overhead expense benefit
  • Guaranteed insurability benefit available on both disability and overhead expense coverage
  • Life insurance coverage for themselves and their spouses of up to $5 million each with automatic increases and a paid-up coverage feature at age 75
  • Accidental death and dismemberment plan of up to $1 million 
  • Critical illness coverage for members and spouses

Medical student coverage

Students are eligible to apply for:

  • Up to $4,000 of monthly disability income benefit with a 60-day elimination period and popular features as a standard part of the plan at no additional cost – guaranteed insurability, cost of living, HIV Hepatitis B and C benefit.
  • $100,000 of life insurance (free while attending medical school) 
  • Life insurance coverage for themselves and their spouses of up to $4 million each with automatic increases and a paid-up coverage feature at age 75

Resident coverage

Residents are eligible to apply for:

  • Up to $4,000 of monthly disability income benefit
  • Life insurance coverage for themselves and their spouses of up to $5 million each with automatic increases and a paid-up coverage feature at age 75

Contact:

Alban Moran

Senior Insurance advisor
Tel: 902-313-1316
Toll-free: 1-800-268-7215, ext. 2861
Fax: 1-855-432-2998



Home and auto insurance

Doctors Nova Scotia members qualify for privileged access to the TD Insurance Meloche Monnex program, which provides savings through lower preferred insurance rates. Members also enjoy the outstanding customer service from knowledgeable representatives who are always ready to help.

A recent study conducted by TD Insurance Meloche Monnex showed that, on average, professionals who have home and auto insurance with the company save $400.

TD Insurance Meloche Monnex has been serving professionals for 65 years. Request a free, no-obligation quote for home or auto insurance by phone or online.

Contact:
Tel: 1-866-258-3036
www.melochemonnex.com/en/group/doctorsns